Institutional Hard Money


  • Direct lender approval
  •  No upfront fees
  • Credit down to 600
  • Flexible terms up to 18 months
  • Get your money within 21 days


  • Loan Amounts: Up to $2.5m (min 100k)
  • Loan to Value: Up to 80% off the current value, 50% cash out
  • Interest rates: competetive
  • Loan Term: Interest only up to 18 months
  • Lien Position: First Only
  • Prepay: Flexible
  • States: All
  • Upfront fees: None
  • Appraisals: required
  • Minimum credit score: 600

When is an Asset Based (hard money) loan appropriate?

  • You need a loan quickly
  • You need a “bridge Loan”
  • You do not qualify for traditional financing
  • Your credit is impaired
  • You or your property has liens, judgments, unpaid bills, etc.
  • You have ample equity in your property and need cash
  • You need business working capital (hard money is cheaper than factoring)
  • Your property is occupied by your business, and your financials don’t tell the full story
  • You need a loan without all the documentation requirements of a bank (stated loan)
  • You are trying to avoid foreclosure and restructure your debt
  • You are a foreign national
  • You need a complex loan with multiple pieces of collateral
  • You need a creative solution to a loan that doesn’t  fit other lenders.

Private Hard Money


  • Direct lender approval
  •  No upfront fees
  • All credit OK
  • Flexible terms up to 5 years
  • Get your money within 10 days


  • Loan Amounts: Up to $1.5m (min 150k, in GA and CO can go lower)
  • Loan to Value: Up to 50- 60% off the current value
  • Interest rates: vary depending on transaction
  • Loan Term: Flexible amortizations and interest only up to 10 years
  • Lien Position: First Only
  • Prepay: Flexible
  • States: Georgia, Colorado, Florida, and  Illinois,
  • Upfront fees: None
  • Appraisals: None required
  • Minimum credit score: None, we are focused primarily on the property

Asset Based Real Estate Finance: when banks say "NO!", we say "YES"! 

Call 720-449-2274 or apply today​